Should I Buy or Lease?

man handing other man a car key

Are you in need of a new vehicle, or do you want to take your Tysons Corner commute to the next level? If so, you may be wondering about your financing options. You have likely asked the question, “Should I buy or lease?” The answer to whether leasing vs. buying is best really depends on your driving needs and budget. Each method has its own set of benefits, but one may be a better fit. Lindsay Volkswagen of Dulles has the details for drivers in the Springfield area.

Benefits of Buying

  • No Mileage Restrictions: Do you do a lot of driving for your daily commute to the office, or do you plan to take a lot of road trips with the family? If you opt to finance your vehicle, you do not have to worry about sticking to specific mileage limits like you would if you decide to lease.
  • Customization: If you like the idea of customizing your vehicle, you will once again want to finance it. Financing gives you the freedom to make cosmetic and mechanical changes at any time.
  • Ability to Sell: When you finance your car, you can sell it at any time.
  • Financing Options: The car financing process is more straightforward when compared to leasing, and you will still likely be able to finance a vehicle even if your credit score is less than ideal. When buying, you can also refinance your loan to lower your interest rate and monthly payments.
  • Less Cost Over Time: While buying a car can be a little more expensive up front, over time it will become more affordable.

Benefits of Leasing

  • Lower Payments: You can expect to have lower monthly payments if you choose to lease.
  • Less Sales Tax: In most states, leasing a vehicle drastically lowers sales tax. In some areas, you only have to pay tax on the amount you put forth in the down payment and for the monthly payments.
  • Trade-Ins: You don’t have to worry about the hassle of trading in or selling your car when it’s time for something new. Once the lease is up, simply bring it back to the dealership, take care of any remaining fees, and select a new vehicle.
  • Warranty Coverage: Stick within the mileage limits, and most issues with your vehicle will be covered by warranty.
  • Options: Leasing allows you to stay in the newest models with the most up-to-date tech every time you lease a new vehicle. You’ll have tons of options and will be able to find the perfect model and features for you.
  • High Approval Rate: Getting approved for a lease may be easier than getting approved for financing.

Experience Stress-Free Financing at Lindsay Volkswagen of Dulles

When it comes to lease vs. buying, what is right for you may be different from what is right for other Alexandria drivers. Contact us today if you have any questions. You can also prequalify for credit before stopping by the dealership. During your research, do you keep seeing the phrase “MSRP”? If you’re wondering what MSRP means, we can help! Visit us today for more information.

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22455 Lindsay Cars Court • Sterling, VA 20166

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Open Today! Sales: 9am-9pm

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Lindsay Volkswagen of Dulles 38.9978364, -77.4331695.